Registered Dental Hygienist in Alternative Practice (RDHAP) Law and Ethics Practice Exam

What is meant by "undue influence" in the context of financial abuse?

1. Providing assistance in managing finances

2. Using pressure to achieve compliance in financial matters

3. Offering financial advice to increase income

4. Encouraging independence in financial decisions

The correct answer is: Using pressure to achieve compliance in financial matters

In the context of financial abuse, "undue influence" refers specifically to the act of using pressure or coercion to achieve compliance in financial matters. This influence often occurs when one party takes advantage of their relationship with another person, exploiting their vulnerability or lack of knowledge to gain control over their finances or assets. This could manifest in various forms, such as manipulating someone to change their will, misappropriate funds, or making financial decisions that are not in the best interest of the influenced party. The key aspect of undue influence is the imbalance of power and the absence of free will on the part of the victim, leading them to make decisions they otherwise might not have made if not for the pressure exerted by the influential party. In contrast, providing assistance in managing finances, offering financial advice to increase income, or encouraging independence in financial decisions do not embody the elements of coercion or exploitation that characterize undue influence. These actions typically involve a supportive approach aimed at helping individuals take control of their financial situations, rather than manipulating them for someone else's benefit.